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Loans | Savings | Certificates
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The APR is determined by applicant credit, payment history, collateral, term of loan, and percent of product financed.
Your individual rate and term may vary.
Rates as of January 1, 2009.
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| Automobile Loans |
Rate |
APR* |
Term |
|
| 2007 - 2009 New & Used Cars, Trucks, Vans, Motorcycles** |
|
3.75 |
36 |
Calculator |
| 2007 - 2009 New & Used Cars, Trucks, Vans, Motorcycles** |
|
5.25 |
48 |
Calculator |
| 2007 - 2009 New & Used Cars, Trucks, Vans, Motorcycles** |
|
5.50 |
60 |
Calculator |
| 2005 - 2006 Used Cars, Trucks, Vans, Motorcycles** |
|
5.50 |
48 |
Calculator |
| 2005 - 2006 Used Cars, Trucks, Vans, Motorcycles** |
|
5.80 |
60 |
Calculator |
| 2003 - 2004 Cars, Trucks, Vans, Motorcycles** |
|
6.75 |
48 |
Calculator |
| 2003 - 2004 Cars, Trucks, Vans, Motorcycles** |
|
6.90 |
60 |
Calculator |
| 2000 - 2002 Cars, Trucks, Vans, Motorcycles** |
|
8.20 |
36 |
Calculator |
| **Motorcycles (except Touring / Harley Davidson's) add 2.00% |
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| RV Loans |
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| New RV's & Boats under $10,000 |
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5.75 |
60 |
Calculator |
| New RV's & Boats $10,000 - $25,000 |
|
5.75 |
60 |
Calculator |
| New RV's & Boats over $25,000 |
|
5.75 |
60 |
Calculator |
| Used RV's & Boats under $10,000 |
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6.00 |
60 |
Calculator |
| Used RV's & Boats $10,000 - $25,000 |
|
6.00 |
60 |
Calculator |
| Used RV's & Boats over $25,000 |
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6.00 |
60 |
Calculator |
| We also have 84 month, 120 month and 144 month terms available for RV loans. Contact a loan officer for applicable rates. |
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| Misc. Loans |
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| Share Secured Loans (100% Share Secured in excess of $999.99) |
|
3.90 |
n/a |
Calculator |
| Signature Loan |
|
9.35 |
n/a |
Calculator |
| Conventional loans under $1,000.00 |
|
14.25 |
n/a |
Calculator |
| REVOLVING CREDIT |
|
12.15 |
n/a |
Calculator |
| Visa Basic Credit Card |
|
15.90 |
n/a |
Calculator |
| Visa Classic Credit Card |
|
13.90 |
n/a |
Calculator |
| Visa Gold Credit Card |
|
9.90 |
n/a |
Calculator |
| Visa Platinum Credit Card |
|
9.25 |
n/a |
Calculator |
| Home Loans |
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| HOME EQUITY LOC (HELOC) |
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5.25 |
n/a |
Calculator |
| HOME EQUITY LOC (HELOC) - (FIXED RATE) 5 YEAR |
|
5.50 |
n/a |
Calculator |
| HOME EQUITY LOC (HELOC) - (FIXED RATE) 7 YEAR |
|
6.00
|
n/a |
Calculator |
| HOME EQUITY LOC (HELOC) - (FIXED RATE) 10 YEAR |
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6.50 |
n/a |
Calculator |
| 2nd Mortgage, fixed rate, as much as 80% loan to value, up to 5 years |
|
5.25 |
n/a |
Calculator |
| 2nd Mortgage, fixed rate, as much as 80% loan to value, up to 7 years |
|
5.50 |
n/a |
Calculator |
| 2nd Mortgage, fixed rate, as much as 90% loan to value, up to 5 years |
|
5.75 |
n/a |
Calculator |
| 2nd Mortgage, fixed rate, as much as 90% loan to value, up to 7 years |
|
6.25 |
n/a |
Calculator |
|
*APR = Annual Percentage Rate. The APR for this product is determined by applicant credit,
payment history, collateral, term of loan, and percent of product financed.
Your individual rate and term may vary.
Go To Loan Application | Go To Calculators | Back to Top
|
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| Regular Shares |
$25 to $2499 |
0.500 |
0.500 |
n/a |
| Regular Shares |
$2500 or greater |
0.500 |
0.500 |
n/a |
| Free Checking |
No minimum balance |
|
0.000 |
n/a |
| Share Draft Plus/Checking |
$ 500.00 |
0.500 |
0.500 |
n/a |
| Horizon Club Checking |
$500 balance required to earn dividend |
0.500 |
0.500 |
n/a |
| Premier Advantage Checking (Must be at least 50 years of age) |
$500 balance required to earn dividend |
0.500 |
0.500 |
n/a |
| Vacation Club |
$0 |
0.500 |
0.500 |
n/a |
| Christmas Club |
$10 |
0.500 |
0.500 |
n/a |
| Money Market (Balance $2,500- $9,999) |
$ 2,500 balance required to earn dividend |
1.000 |
1.000 |
n/a |
| Money Market (Balance $10,000-$24,999) |
$10,000 |
1.240 |
1.250 |
n/a |
| Money Market (Balance $25,000 and above) |
$25,000 |
1.740 |
1.750 |
n/a |
| MAXimum Money Market (Balance $25,000 and $49,999) |
$25,000 balance required to earn dividend |
1.840 |
1.850 |
n/a |
| MAXimum Money Market (Balance $50,000 and $99,999) |
$50,000 |
1.980 |
2.000 |
n/a |
| MAXimum Money Market (Balance $100,000 and above) |
$100,000 |
2.370 |
2.400 |
n/a |
| IRA Builder |
Minimum balance to open $50 |
2.470 |
2.500 |
n/a |
| Roth IRA Builder |
Minimum balance to open $50 |
2.470 |
2.500 |
n/a |
| Certificates |
Term |
Minimum Deposit |
Dividend Rate |
APY* |
Term |
| Certificate Special - 9 Month Term |
9 Months |
$5,000.00 |
2.67 |
2.70 |
9 |
| Certificate Special - 21 Month Term |
21 Months |
$5,000.00 |
3.01 |
3.05 |
21 |
| Certificate Special - 40 Month Term |
40 Months |
$5,000.00 |
3.35 |
3.40 |
40 |
| Share Certificate Starter** |
12 Months |
$ 100.00 |
1.98 |
2.00 |
12 |
| Share Certificates $1,000.00 to $9,999.00 |
3 Months |
$ 1,000.00 |
1.98 |
2.00 |
3 |
| Share Certificates $1,000.00 to $9,999.00 |
180 Days |
$ 1,000.00 |
2.23 |
2.25 |
6 |
| Share Certificates $1,000.00 to $9,999.00 |
12 Months |
$ 1,000.00 |
2.42 |
2.45 |
12 |
| Share Certificates $1,000.00 to $9,999.00 |
18 months |
$ 1,000.00 |
2.42 |
2.45 |
18 |
| Share Certificates $1,000.00 to $9,999.00 |
24 Months |
$ 1,000.00 |
2.57 |
2.60 |
24 |
| Share Certificates $1,000.00 to $9,999.00 |
30 months |
$ 1,000.00 |
2.57 |
2.60 |
30 |
| Share Certificates $1,000.00 to $9,999.00 |
36 Months |
$ 1,000.00 |
2.86 |
2.90 |
36 |
| Share Certificates $1,000.00 to $9,999.00 |
48 Months |
$ 1,000.00 |
3.06 |
3.10 |
48 |
| Share Certificates $1,000.00 to $9,999.00 |
60 Months |
$ 1,000.00 |
3.25 |
3.30 |
60 |
| Share Certificates $10,000 to $49,999 |
3 Months |
$ 10,000 |
2.13 |
2.15 |
3 |
| Share Certificates $10,000 to $49,999 |
180 Days |
$ 10,000 |
2.37 |
2.40 |
6 |
| Share Certificates $10,000 to $49,999 |
12 Months |
$ 10,000 |
2.57 |
2.60 |
12 |
| Share Certificates $10,000 to $49,999 |
18 Months |
$ 10,000 |
2.57 |
2.60 |
18 |
| Share Certificates $10,000 to $49,999 |
24 Months |
$ 10,000 |
2.72 |
2.75 |
24 |
| Share Certificates $10,000 to $49,999 |
30 Months |
$ 10,000 |
2.72 |
2.75 |
30 |
| Share Certificates $10,000 to $49,999 |
36 Months |
$ 10,000 |
3.01 |
3.05 |
36 |
| Share Certificates $10,000 to $49,999 |
48 Months |
$ 10,000 |
3.20 |
3.25 |
48 |
| Share Certificates $10,000 to $49,999 |
60 Months |
$ 10,000 |
3.40 |
3.45 |
60 |
| Share Certificates $50,000 or greater |
3 Months |
$ 50,000 |
2.23 |
2.25 |
3 |
| Share Certificates $50,000 or greater |
180 Days |
$ 50,000 |
2.47 |
2.50 |
6 |
| Share Certificates $50,000 or greater |
12 Months |
$ 50,000 |
2.67 |
2.70 |
12 |
| Share Certificates $50,000 or greater |
18 Months |
$ 50,000 |
2.67 |
2.70 |
18 |
| Share Certificates $50,000 or greater |
24 Months |
$50,000 |
2.81 |
2.85 |
24 |
| Share Certificates $50,000 or greater |
30 Months |
$50,000 |
2.81 |
2.85 |
30 |
| Share Certificates $50,000 or greater |
36 Months |
$50,000 |
3.11 |
3.15 |
36 |
| Share Certificates $50,000 or greater |
48 Months |
$50,000 |
3.30 |
3.35 |
48 |
| Share Certificates $50,000 or greater |
60 Months |
$ 50,000 |
3.50 |
3.55 |
60 |
*APY = Annual Percentage Yield
**Additional Deposits of at least $10.00 may be added at any time.
Substantial penalty for early withdrawal.
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