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To report a lost or stolen Visa ATM/Debit card call 1-800-528-2273 and 217-428-5232.
 In today's fast paced world, nothing is more important than convenience. That is why Land of Lincoln Credit Union offers the Visa ATM/Check Card for its members. All you need to qualify is an LLCU checking account in good standing. Visa ATM/Check Cards are accepted anywhere the Visa logo is displayed. Use the LLCU Check Card like a Check
No matter if you are buying groceries or shopping for clothes, the LLCU Check Card is the hassle-free way to pay. The amount of your purchase is automatically deducted from your credit union checking account.
That means there is no hassle with writing a check, providing I.D., or waiting for approval. Plus, you don't have to worry about being denied because the LLCU Check Card is accepted anywhere the Visa logo is displayed.
Use the LLCU Check Card as an ATM Card
Your LLCU Check Card can also be used as an ATM card at thousands of locations around the country and around the world. Just look for an ATM machine that bears the Cirrus, Star, Discover, Master Card, Plus, Amex, Maestro, or Visa logo.
Balancing Your Checkbook is Simple
Every time you use your LLCU Check Card, you will receive a receipt. Just enter the amount of the receipt in your checkbook register when you go home. Plus, your monthly checking account statement will have a detailed record of each Check Card transaction.
Differences in Using the Card as a Check versus an ATM card
When used at an ATM machine, you'll be required to enter your four digit PIN for all
transactions. The amount of the withdrawal will be automatically deducted from your checking account. And remember, LLCU does not charge any fees when the card is used at one of LLCU's convenient ATM locations. If you use the card at locations other than LLCU's, you are allowed 6 transactions per month without a fee (this does not include surcharges that the non LLCU ATM's may charge). More than 6 transactions per month will carry a $1.00 fee per transaction.
When used at most retail locations, the merchant will swipe your card (in the same way they process a credit card) and then have you sign for the purchase. However, at some retail locations, generally gas stations and grocery stores, you may have to swipe the card yourself and then choose either Debit or Credit transaction. EITHER CHOICE WILL WORK! The only difference is that if you choose Debit, you'll need to enter your PIN number and the transaction will count toward your daily ATM limit of $300. There is a $1.00 fee for this type of transaction. If you choose Credit, the amount will still be deducted from your checking account. You'll be required to sign for the purchase, the same as if the merchant swiped your card, but the purchase will not count toward your daily ATM limit. There is no charge for this type of transaction.
Download our ATM Safety brochure for tips on keeping you and your card safe.
Our ATM Safety brochure requires Adobe Acrobat Reader. Just click the "Get Acrobat Reader" to download Acrobat Reader, or if you already have the Adobe Acrobat Reader plug-in, then just click on the edition you would like to read.
To find out more about the Visa ATM/Check Card contact a Member Service Representativeor apply on-linetoday!!
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