A Health Savings Account, or HSA, is a great way to save for current and future qualified medical expenses not covered by your health insurance plan. Anyone who has a High Deductible Health Plan ($1100 for individual or $2200 for family) and meets the IRS requirements is eligible to open an HSA. Contributions are tax-deductible up to an IRS defined annual limit.

The LLCU HSA checking account provides members with flexibility, choice and tax savings while ensuring stability for future health care expenses. The LLCU HSA checking benefits are as follows:

• No minimum balance
• Pays 4% APY*
• Check and debit card access
• Free home banking and monthly e-statements

Call Melissa Hesse at 217-875-3823 or 800-759-8390 to find out more about LLCU's Health Savings Accounts.

*APY - Annual Percentage Yield