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Must be enrolled to receive e-Statements.
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Must have 20 Debit Card transactions per month. Transactions can be signature-based or PIN transactions.
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No Minimum Balance Required. However, if the account is not enrolled in Home Banking, e-Statements AND have 20 monthly debit card transactions, a $5 monthly fee will incur and interest will be waived.
Additionally, WE'LL PAY YOU DIVIDENDS! When the account is set up with Online Banking, e-Statements, and Direct Deposit, the account will pay you interest based on average daily balances as follows:
- $0 - $1,500 will earn 3.00% APY*
- $1,500 - $5,000 will earn 1.50% APY*
- $5,000.01 and above will earn 0.10% APY*
*APY - Annual Percentage Yield
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Premier Advantage Checking is exclusive to LLCU members 50 years of age and over. The account offers valuable discounts, bonuses, and services to these members.
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Requirements for joining the Premier Advantage Club are as follows:
- Member must be either 50 years of age or retired.
- Member must have Direct Deposit of entire Social Security/Pension Check or Direct Deposit of net check into their Premier Advantage Checking.
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Premier Advantage members receive the following benefits:
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Interest bearing account with a balance of $500 or more.
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Free Checks – Premier Advantage Style (one box per order).
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Free Copier Service (up to 10 copies per month).
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Free Check Imaging with e-Statements.
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Direct Deposit Convenience.
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Free Notary Service.
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Bonus Certificate Rate (Bonus 0.10% APR).*
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Emergency No Penalty Withdrawals (for Medical, Educational or Purchase of Home).
*Excludes Jumbo Certificates and special promotion Share Certificates.
Our First Responders put their lives on the line every day to serve and protect our communities. You deserve an abundance of gratitude. LLCU wants to show our gratitude by offering a special checking account featuring benefits exclusively offer to First Responders.
Those that qualify include Law Enforcement Officers, 911 Dispatchers, Correctional Officers, Firefighters, EMTs/Paramedics, and Military Personnel. Here's what's included:
- No Monthly Fee
- Unlimited VISA Debit Card transactions with no fees
- No Minimum Balance required
- First Order of Checks are FREE
- Unlimited Check Writing Privileges
- Free Online Banking, BillPay & Mobile Banking App
- Monthly e-Statements
- Direct Deposit
- Optional Overdraft Protection
Additionally, WE'LL PAY YOU DIVIDENDS! When the account is set up with Online Banking, e-Statements, and Direct Deposit, the account will pay you interest based on average daily balances as follows:
- $0 - $1,500 will earn 3.00% APY*
- $1,500 - $5,000 will earn 1.50% APY*
- $5,000.01 and above will earn 0.10% APY*
*APY - Annual Percentage Yield

Switching your checking account from another financial institution to LLCU has never been so easy. We use a dashboard called CLICKSWITCH® to make it as easy as...well, the click of a switch!
CLICK HERE for more information on how it works!
Already have an Activation Code from an LLCU Member Service Representative?...
GET STARTED NOW BY CLICKING HERE!