Making ¢ents

Land of Lincoln Credit Union wants LLCU wants to help young members build a strong financial future! With LLCU MAKING ¢ENTS YOUTH PROGRAM, they will have the tools and resources to do so. Our PENNY, NICKEL, and DIME Accounts were developed for different age groups in order to evolve with the changing needs of our youth as they grow older. As our young members transition through the “MAKING ¢ENTS” categories, they will be equipped with resources and tools to make sound financial decisions and plans relevant to their own age level.

Penny Account

It is never too early to teach the importance of saving! LLCU’s PENNY ACCOUNT is designed to do just that! LLCU Penny Account members will receive an LLCU Coin Card to collect change until they are ready to make a deposit. They will also receive a PENNY PUNCH CARD and will get a “punch” for every $5 deposited into their Penny Account. Once the PENNY PUNCH CARD is full, they will be able to pick a prize from the LLCU Treasure Chest!

Nickel Account 

Let your kid’s financial knowledge TAKE OFF with LLCU’s NICKEL ACCOUNT. This account and program will help teach them the importance of earning and budgeting money. They will receive punch cards, with more punches to encourage more saving. They will also receive an LLCU BUDGET PLANNER that easily shows how to divide their earnings into saving or spending. Whether they earn money through allowance, chores, or gifts, those deposits can help teach the importance of good planning. At the year end, they can bring in their completed LLCU Budget Planner to be stamped and receive a great prize!

Download your BUDGET PLANNER HERE! PDF or EXCEL

Dime Account

The teen years brings about more responsibility. The LLCU DIME ACCOUNT will help them learn to take on more financial responsibility, while giving parents optimal supervision to their spending. With the DIME ACCOUNT, your teen may have their own LLCU Debit Card. You, the parent, can control how much is deposited, how much is spent, all while working with your teen to budget and plan. DIME ACCOUNT holders will be given a registry to keep track of deposits and debits, moving them one step closer to managing a checking account. At the end of the year, they can bring in their register to be stamped for a prize!

Parents, Grandparents & Guardians

Money smart habits can start at a very young age! You can help your kid or teen start these habits and you may even learn a few things yourself while helping them. Opening a MAKING ¢ENTS YOUTH ACCOUNT with you kid is a great starting point but we would like to share a few extra resources to help a long the way.