Shared Branching

With our shared branching network, you have access to nearly 30,000 free ATMs and over 5,000 branches nationwide!

If you travel for work or play, you may need access to your Land of Lincoln Credit Union accounts. And if you can’t find a surcharge-free ATM, you may end up paying fees (and no one likes to do pay fees to get to their own money!)

Shared Branching gives you the freedom to access your LLCU account across the U.S. and around the world. If you have your account number and photo identification, you’ll have thousands of “home” branches that you can access while you’re traveling. No more out-of-pocket ATM fees, no more regional restrictions.

Shared Branching facilities are identified by the "Swirl" logo. There are several easy ways to find a Shared Branch location wherever you are. Here’s how to find the Swirl:

  1. Online: Use the interactive branch locator at Co-Op Shared Branch Website.
  2. By phone: Members can always use the phone locator service by calling 1-800-919-2872. This speech-enabled automated service, available to both English and Spanish speaking members, prompts callers to search for a convenient branch by zip code or street and provides them with the details needed to contact or visit the shared branch location. It even gives the caller the ability to obtain detailed driving directions, making the trip to the service center easy.
  3. Apps: Find a Shared Branch easily with the free "Find Branch" app for iPhone and Android. The app will locate one of the thousands of credit unions that have opened their doors as Shared Branch locations.
  4. GPS download: Visit Co-Op Shared Branch Website to download a complete list of Shared Branch locations to your GPS device.

Shared Branching provides peace of mind and freedom when you’re away from home. Just bring your LLCU account number and a photo ID and you can access your accounts while you're away from your home branch.

Look for these logos to identify a Shared Branch location: