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Land of Lincoln Credit Union offers Visa® Credit & Debit Cards. Visa offers cards that are safe and convenient with rates that stand the test of time. LLCU has one great VISA® with two great choices:

VISA® Platinum Rate Card

If you use your card on a regular basis, and keep an ongoing balance, then our card with a great rate may be perfect for you.

  • Rates as low as 9.25%APR
  • No annual fee
  • No cash advance fee
  • 25-day grace period on purchases
VISA® Platnium Points Card

If you use your card on a regular basis, but don’t keep a balance, then our points card may be perfect for you.

  • Earn and redeem uChoose Reward® points
  • Rates as low as 11.9%APR
  • No annual fee
  • No cash advance fee
  • 25-day grace period on purchases
How do uChoose Rewards® points work?

Visit uchooserewards.com to register your card, check points, or redeem points. Even better you can use the uChoose Rewards® Mobile App!

  • Products, travel experiences, activities, event tickets, cash, gift cards, or more - get it all with your points!
  • You’ll earn 1 point for every $1 you spend with your Visa® points credit card.
  • You can earn points everywhere Visa® credit card is accepted. Participating retailers offer additional points for purchases made at their stores or online, a list of these retailers can be found at uchooserewards.com
  • It can take up to 40 days for your points to be credited to your account.
  • You must first accumulate 1,500 points before you can redeem them.
  • A wish list tracker is also available to notify you when you’ve earned enough points to redeem a specific item.

LIMITED CREDIT? YOUR CARD. YOUR CHOICE.

NEED TO REPORT A LOST OR STOLEN VISA® CREDIT CARD?

  • For CREDIT CARDS, call 1-855-320-5355
  • For DEBIT CARDS, call 1-800-472-3272