VISA Gift Cards

LLCU is pleased to offer an exciting option to make gift giving for any occasion more convenient than ever before. VISA Gift Cards! Gift Cards are the only gift that's guaranteed to please. They're welcome anywhere VISA debit cards are accepted. You choose the amount.  The recipient chooses where to go and what to buy. It's that simple.

To order Gift Cards (a small service fee is charged per card):
Visit one of our locations and talk to one of our representatives.

Frequently Asked Questions (FAQ's) About Gift Cards

Where can Gift Cards be used?
The advantage of Gift Cards is that, unlike merchant-specific cards, they can be used to make purchases anywhere VISA debit cards are accepted. You can use a Gift Card at literally thousands of retail, restaurant and entertainment locations throughout the U.S. - as well as on-line.

Are Gift Cards the same as credit cards?
No. Gift Cards are prepaid VISA cards that carry a fixed cash amount determined by the Gift Card purchaser. Each time the card is used, the purchase amount is deducted from the available balance.

Can Gift Cards be reloaded?
Individual cards cannot be "reloaded," but you always have the option to purchase additional Gift Cards - for yourself or for someone special in your life.

Can a merchant give cash back on a Gift Card?
Merchants can deduct purchases from the Gift Card accounts, but they cannot offer cash back as part of the Gift Card service.

Do Gift Cards have expiration dates?
Yes. Gift Cards expire when the remaining balance reaches $0 or on the expiration date shown on the front of the card.

Does the Gift Card recipient incur any fees with the Gift Card?
A small monthly $2.50 service fee is waived for the first six months, and then is deducted from card balance on the first of the month (beginning in the seventh month) until the balance is $0 or the card expires.  As long as the recipient uses the entire balance of the card within the first six months that the card is issued, no fees will be incurred.