Account Services

Account Services

Land of Lincoln Credit Union understands that technology changes at a rapid pace and that our members need their financial services to keep up. Because of this, LLCU vows to continually evaluate and improve our account services in order to optimize convenience and efficiency for our member’s banking experience. The following is a list of Account Services currently offered:

Digital Services

LLCU offers great digital services to give you greater control of your finances!

  • Utilize Online Banking or Mobile Banking to access your LLCU accounts anytime, anywhere!
  • Use your mobile wallet to make quick and easy payments at the check out line when you're hands are full and you're ready to get out the door.
  • Manage your cards directly in the LLCU mobile App with My Cards.
  • Skip the line with Mobile Deposit a tool designed to make it easy and convenient to deposit checks into your accounts anytime, anywhere, by simply using your camera on your smartphone or tablet.
  • Go paperless with eStatements! Secure your personal information (even more), reduce paper and conserve resources.
  • Avoid late fees and forgetting bills with Bill Pay.

Find more products and offerings in the "Digital Services" tab and enjoy the freedom of banking anywhere at anytime!

VISA® Gift Cards

Visa® Gift Cards a available at any LLCU branch, they make the perfect birthday, anniversary, or wedding gift. The recipient can use the card anywhere that VISA is accepted. Service fee of $3.00 per gift card for LLCU Members and $6.00 for non-members. 

Safe Deposit Boxes

Available for rent at LLCU and offer a great way to keep your valuables safe and secure. Ask any LLCU employee for more information. View which locations have Safety Deposit Boxes available at our locations page.

Wire Transfers

How do I send or receive wire transfers?

To make an outgoing wire transfer, stop into any of our branch locations. Make sure you bring the following information of who the wire needs to be sent to:

  • Account holder name and full address
  • Account number
  • Branch number and full address
  • Institution number
  • Swift Code / BIC / IBAN code (international).
  • Routing Number (domestic)

What is the daily wire transfer cutoff time?

  • The daily wire cutoff time is 4:00pm CST.

What is the fee for sending domestic or international wires?

  • The fee is $20 for domestic wires and $50 for international wires. 

What is an IBAN and is it required for international transfers?

  • The International Bank Account Number (IBAN) is an international standard of identifying bank accounts. These numbers are used when making or receiving international payments. 
  • The IBAN varies by country/institution and does not replace your account number. Only the institution servicing an account can provide the correct IBAN of that account and it must be obtained from the beneficiary of the wire. An IBAN is required for beneficiary accounts in Europe and other countries around the world. 

What is your SWIFT code? Do you offer international wire transfers?

  • Land of Lincoln Credit Union does not have the ability to receive International Wires.

If someone transfers money into my account, can they see my account balance?

No. You and your financial institution are the only ones who can view your account balances.

If you suspect your Land of Lincoln Credit Union accounts have been compromised, contact immediately at 1-844-222-7788 so that we can assist you in safeguarding your information.

Wiring Instructions

Wire transfer is generally the fastest mode of sending and receiving funds to/from your Land of Lincoln Credit Union account. You can send money from within the USA (Domestic Wire Transfer) or to a foreign country (International Wire Transfer). You can receive money from within the USA (Domestic Wire Transfer).  The transaction is initiated by the sender of the funds.

To wire funds from your LLCU account, please contact our office for complete wiring instructions. To successfully receive a wire into your LLCU account, please provide the following information to the sender:


Domestic Wire Transfer Instructions

Wire Funds To:

Alloya Corporate Federal Credit Union
ABA# 271987635
Warrenville, IL

Further Credit to:

Land of Lincoln Credit Union
4850 E Prosperity Place - Decatur, IL 62521
Account #/Routing # 271183015

Final Credit to:

Member's Name 
Member's Account #

Direct Deposits

LLCU Direct Deposit Feature is available on all of our accounts. If your employer offers this service to directly deposit your paycheck into an account, as opposed to a paper check, we can set it up to deposit directly into your LLCU account.  Below are the benefits of Direct Deposit:

  • Deposits arrive faster and are made available quicker to you than paper checks.
  • Direct Deposits can be divided among different accounts based on your specific instructions.
  • No need to visit the branch in person for check deposits or cashing.

To sign up for DIRECT DEPOSIT, check with your employer or visit one of the LLCU branches.

LLCU Premier Partners™

Your business can become an LLCU Premier Partner and enjoy exclusive benefits & promotional offers, free financial education workshops, and more. There is no cost to the business and it is an added benefit to offer to your employees! Learn more about becoming a Premier Partner™.


My Finances

A money management tool designed to help you reach your financial goals. 

Learn More


Savvy Money

Easily access your credit score, report, alerts, and monitoring.

Learn More



Send and Receive Money with LLCU and Zelle®.

Learn More


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