Privacy Policy

YOUR RIGHT TO FINANCIAL PRIVACY
You can be confident that your financial privacy has always been a top priority at Land Of Lincoln Credit Union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal information. If you have any questions, please contact us .

WE DISCLOSE INFORMATION ABOUT YOU ONLY AS PERMITTED OR REQUIRED BY LAW
We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. These disclosures typically include information to process transactions on your behalf, to conduct the business and operations of our credit union, to follow the instructions as you or your legal representatives may authorize, to provide information as required by law, or to protect the security of our financial records. If you decide to terminate your membership or become an inactive member, we will continue to adhere to the privacy policies and practices as described in this notice. 

OUR SERVICE COMMITMENT TO YOU
We are committed to providing you with excellent service, convenient access to your accounts, and competitive products to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to our credit union or additional financial products for you to consider.

We may disclose part or all of the information we collect, as described below, to companies which perform marketing or other services on our behalf, or to other financial institutions with whom we have joint marketing agreements. To protect your privacy, we only work with companies that agree to maintain strong confidentiality protections and restrict the use of the information we provide. We do not permit these companies to sell any information we have provided them to any third parties. 

INFORMATION WE COLLECT ABOUT YOU
We collect both publicly available information and nonpublic personal information about you from the following sources:

  • Information we receive from you on applications and other forms
  • Information about your transactions with us, our affiliates, or others
  • Information we receive from consumer reporting agencies;


WE WILL PROTECT THE CONFIDENTIALITY AND SECURITY OF YOUR RECORDS
Our employees are trained in the importance of maintaining confidentiality and member privacy. We restrict access to nonpublic personal information about you to those persons who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with state and federal regulations to safeguard your nonpublic personal information.