Vehicle Loans

At Land of Lincoln Credit Union, we know that buying a car isn’t always an easy experience. With that in mind, once you’ve decided on that perfect vehicle, financing shouldn’t hold you up. That’s why we’re dedicated to getting you in your new car as fast as possible. Here are the benefits of getting your next vehicle loan with us:

  • Fast Answers. We’ll get you in and out and into your new vehicle as quickly as possible.
  • No Payments for up to 90 Days. When you get a vehicle loan from LLCU, you have the option to hold off your first payment for up to 90 days from your purchase.
  • Loan and Payment Protection Products. Our loan staff is knowledgeable about a variety of payment protection products to fit your needs. You’ll have a number of affordable options including GAP (Guaranteed Asset Protection Insurance), credit life, credit disability, unemployment protection and mechanical repair insurances.

Other things to keep in mind when financing your vehicle with Land of Lincoln Credit Union:

  • Get Pre-Approved. Shop with the power of cash when you step onto the lot. We can get you pre-approved so when you’re ready to buy, you can.
  • Refinance a Current Vehicle. Did you know you can refinance a vehicle just like your house? Many times we’ll be able to save you hundreds, if not thousands, of dollars off your current loan.
  • It’s Not Just Cars. We finance a variety of vehicles that go beyond cars and trucks. Whether you’re interested in a motorcycle, boat or an RV, we have a loan that will fit your needs.
  • NADA Used Car Values. Call us, and we’ll let you know what that used car you’ve got your eye on is really worth.

Indirect Auto Dealership Partners

Save yourself a step and work with one of our Indirect Auto Dealership Partners! The dealerships listed below will be able to complete your LLCU loan paperwork from their office - all you have to do is say "I'd like to finance through LLCU". 

Bloomington, IL

  • Sam Leman Auto Group – includes Chevrolet, Ford, Chrysler, Dodge, Jeep, Ram, Mazda & BMW

Centralia, IL

  • Monken Auto Group – includes Chrysler, Dodge, Jeep, Ram, Chevy, Buick & GMC

Charleston, IL

  • Owen Motorsports

Clinton, IL

  • Baum Chevrolet

Decatur, IL

  • Bob Brady Auto Group – includes Chrysler, Dodge, Jeep, Ram, Honda & Hyundai – Decatur, IL
  • Bob Ridings
  • McCormick Motors

Effingham, IL

  • Goeckner Brothers Chrysler, Dodge, Jeep & Ram
  • Northside Ford Lincoln
  • Owen Motorsports
  • Roy Schmidt Honda

Forsyth, IL

  • Bob Brady Buick GMC 

Jacksonville, IL

  • United Chevrolet Buick GMC
  • Westown Ford Lincoln

Macomb, IL

  • Ron Elbe Auto Sales
  • Woodrum Automotive

Mattoon, IL

  • KC Summers Nissan Mazda
  • KC Summers GMC, Toyota & Hyundai

Nokomis, IL

  • Jachino Automotive

Pana, IL

  • Bob Ridings

Pontiac, IL

  • Heller Motors – Chrysler, Dodge, Jeep & Ram 

Salem, IL

  • Max Dye Chrysler, Dodge, Jeep, Ram & GMC

Taylorville, IL

  • Bob Ridings 

Vandalia, IL

  • Hecht Chevrolet
  • Interstate Motors

Virden, IL

  • Freedom Chevrolet, Chrysler, Dodge, Jeep & Ram

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