Savings Accounts

LLCU offers a variety of Savings Accounts with competitive rates to help you start saving for your financial goals. Details of each account are as follows:

Basic Savings Account*

Basic Savings Account is an interest bearing savings account. This account is perfect for your long term or short term savings or for those beginning to save.

• $5 to open
• No monthly service fee
• Earns dividends
• Up to 6 withdrawals per month


Custom Savings Account*

Custom Savings Account is an account that allows you to identify and customize the account for whatever you want! Whether it’s a new boat, tax or insurance payments, a wedding, college or more, it’s easy to do and customizable.

• $0 to open
• No monthly service fee
• Earns dividends
• Save for whatever you need: education, taxes, wedding, etc.


Christmas Club Account*

Christmas Savings Account is an account that helps you save money year-round for the upcoming Holiday shopping season. This account can be opened without a deposit and there is no minimum balance required. This account is also interest bearing.

• $0 to open
• No monthly service fee
• Earns dividends
• 1 withdrawal per quarter


Vacation Savings Account*

Vacation Savings Account is an account you can open to specifically save funds for a planned or dream vacation. There is no minimum deposit to open and no minimum balance required. This account is also interest bearing.

• $0 to open
• No monthly service fee
• Earns dividends
• Up to 2 withdrawals per quarter


*All savings accounts are insured to $500,000 and all IRAs are insured up to $500,000. That is a combined total of $1,000,000 if both types of accounts are maintained at Land of Lincoln Credit Union. This insurance is provided through NCUA (National Credit Union Administration), an agency of the Federal Government, and through ESI (Excess Share Insurance), a wholly owned subsidiary of American Share Insurance and is provided absolutely free by this credit union. Fee Schedule available upon request, call 1-844-222-7788.

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