Share Certificates

Share Certificates* or Certificates of Deposit* (CDs), offer a secure, insured investment alternative at a higher rate of interest than a regular savings account. Several terms, rates and minimum deposits are available, FIND OUR CURRENT RATES AND TERMS HERE.


13 Months
$2,500 Minimum
27 Months
$2,500 Minimum
40 Months
$2,500 Minimum


2.78% APY*
15 Months
$50,000 Minimum
2.99% APY*
21 Months
$50,000 Minimum
*Offer good for the initial term only. CD is automatically renewed at the rate being offered at the time of renewal. The 13 month certificate will be renewed into a 12 month certificate. The 27 month certificate will be renewed into a 24 month certificate. The 40 month certificate will be renewed into a 36 month certificate. The 15 month jumbo certificate will be renewed to a 12 month certificate. The 21 month jumbo certificate will be renewed to a 18 month certificate. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily. Penalty may be imposed for early withdrawal and could reduce earnings on the account. APY is accurate as of 8/22/22. Product offering may be withdrawn at any time. No Add-Ons. Minimum deposit required to obtain the Annual Percentage Yield (APY) shown is $2,500. Other terms and conditions may apply. See credit union for details.

*All savings accounts are insured to $500,000 and all IRAs are insured up to $500,000. That is a combined total of $1,000,000 if both types of accounts are maintained at Land of Lincoln Credit Union. This insurance is provided through NCUA (National Credit Union Administration), an agency of the Federal Government, and through ESI (Excess Share Insurance), a wholly owned subsidiary of American Share Insurance and is provided absolutely free by this credit union.