Become A Member



Start the Application Process Online Now!


First, review the account agreement.

View Agreement

Second, start your application.

Start Application



It's easy to join the LLCU family!

You can become a Land of Lincoln Credit Union member if:

  • You live or work in one of our 28 Counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McDonough, McLean, Montgomery, Morgan, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
  • You have an Immediate Family Member Who is Already a Member
  • You are employed at one of our Premier Partner Businesses
  • You are United Methodist Affiliate

If you can answer YES to any of these criteria, let’s get going! Just follow these steps below and you’ll be done in minutes!

Switching your checking is easy!

Switching your checking account to LLCU from another financial institution has never been easier with CLICKSWITCH!

See how it works!



Okay, now what?

You can start now online or talk to one of our helpful lending experts.

Start My Application

Use our easy online application

Talk to Someone

Call Us



I began my car search on the internet and then test driving three vehicles that I liked. I referenced Consumer Reports for the vehicles, decided on the best one for me and then spoke with Jennifer Wheat at the Oakland LLCU branch. Having determined what I was willing to spend on a vehicle, she ran my credit and I was pre-approved for an auto loan. With the assistance from Jennifer, I drove off the auto dealer lot that afternoon with a new car and the promise the check would be mailed. Jennifer and Land of Lincoln Credit Union are great to work with and the interest rate was a full 1% below the dealer financing offer. It pays to be a Land of Lincoln Credit Union Member!

Wayne A. Stroup


Be the first to know about Land of Lincoln Credit Union’s specials, important announcements, and financial education by signing up for our email list!