If you use your card on a regular basis and keep an ongoing balance, then our card with a great rate may be perfect for you.
- Rates as low as 9.25%APR
- No annual fee
- No cash advance fee
- 25-day grace period on purchases
If you use your card on a regular basis, but don’t keep a balance, then our points card may be perfect for you.
- Earn and redeem uChoose Reward® points
- Rates as low as 11.9%APR
- No annual fee
- No cash advance fee
- 25-day grace period on purchases
Visit uchooserewards.com to register your card, check points, or redeem points. Even better you can use the uChoose Rewards® Mobile App!
- Products, travel experiences, activities, event tickets, cash, gift cards, or more - get it all with your points!
- You’ll earn 1 point for every $1 you spend with your Visa® points credit card.
- You can earn points everywhere Visa® credit card is accepted. Participating retailers offer additional points for purchases made at their stores or online, a list of these retailers can be found at uchooserewards.com
- It can take up to 40 days for your points to be credited to your account.
- You must first accumulate 1,500 points before you can redeem them.
- A wish list tracker is also available to notify you when you’ve earned enough points to redeem a specific item.