Visa Credit & Debit Cards
Land of Lincoln Credit Union offers Visa® Credit & Debit Cards. Visa offers cards that are safe and convenient with rates that stand the test of time. LLCU has one great VISA® with two great choices:
LIMITED CREDIT? YOUR CARD. YOUR CHOICE.
VISA® Platinum Rate Card
If you use your card on a regular basis and keep an ongoing balance, then our card with a great rate may be perfect for you.
- Rates as low as 9.25%APR
- No annual fee
- No cash advance fee
- 25-day grace period on purchases
VISA® Platinum Points Card
If you use your card on a regular basis and keep an ongoing balance, then our card with a great rate may be perfect for you.
- Rates as low as 9.25%APR
- No annual fee
- No cash advance fee
- 25-day grace period on purchases
VISA® Balance Transfers - 1.90% APR* for 12 months
Transfer your credit card balance to an LLCU VISA® at 1.90% APR* for 12 months on any VISA® Credit Card Balance transfers. Moves to a maximum of 15.90% APR after promotional period ends.
- No balance transfer fee
- No annual fee
- No cash advance fee
*APR – Annual Percentage Rate. Receive a special 1.90% APR on all balance transfers. The 1.90% rate will remain in effect for 12 months from the sign-up date, after which it will revert to the regular standard rate at a maximum of 15.90%. Special offer not valid on current LLCU VISA® balances or purchases made with LLCU VISA®. Transfer may not be completed if it exceeds your available line of credit.
How do uChoose Rewards® points work?
Visit uchooserewards.com to register your card, check points, or redeem points. Even better you can use the uChoose Rewards® Mobile App!
- Products, travel experiences, activities, event tickets, cash, gift cards, or more - get it all with your points!
- You’ll earn 1 point for every $1 you spend with your Visa® points credit card.
- You can earn points everywhere Visa® credit card is accepted. Participating retailers offer additional points for purchases made at their stores or online, a list of these retailers can be found at uchooserewards.com
- It can take up to 40 days for your points to be credited to your account.
- You must first accumulate 1,500 points before you can redeem them.
- A wish list tracker is also available to notify you when you’ve earned enough points to redeem a specific item.
NEED TO REPORT A LOST OR STOLEN VISA® CREDIT CARD?