| Checking Accounts | Min Balance | Dividend Rate | APY |
|---|
| Free Checking | No Minimum Balance | 0.00 % | 0.00 % |
| Share Draft Plus/Checking | $500.00 | 0.10 % | 0.10 % |
| Premier Advantage Checking | $500.00 | 0.10 % | 0.10 % |
| Amped Checking | No Minimum Balance | 2.96 % | 3.00 % |
| Amped Checking | $1,500.01 | 1.49 % | 1.50 % |
| Amped Checking | $5,000.01 | 0.10 % | 0.10 % |
| Hero Checking | $0.00 | 2.96 % | 3.00 % |
| Hero Checking | $1,500.01 | 1.49 % | 1.50 % |
| Hero Checking | $5,000.01 | 0.10 % | 0.10 % |
BECOME A MEMBER
APY = Annual Percentage Yield. Dividends calculated daily and credited monthly. Rates may change after the account is opened and are subject to change.
Share Draft Plus/Checking: Membership required. Additionally, a minimum balance of $500.00 required. If balance falls below $500.00 any time during month, a $5.00 service charge will be assessed, and all interest will be forfeited. If the account remains at $500.00 or more for the entire month, interest is paid on the daily balance. Fees incurred could reduce earnings.
Amped Checking: Membership required. Account pays interest if member is enrolled in Online Banking, eStatements and has 20 debit card transactions monthly. Interest paid is based on average daily balances in tiers as follows, as listed above. No minimum balance is required, however, if the account is NOT enrolled in Home Banking, e-Statements and has 20 debit card transactions monthly, a $5.00 monthly fee will incur and interest will not be paid. Fees incurred could reduce earnings.
Premier Advantage Checking: Membership required. Account pays interest with a balance of $500.00 or more. Member must be 50 years or older and/or retired. Member must have entire Social Security/Pension Check or Direct Deposit of net check into their account. Fees incurred could reduce earnings.
Hero Checking: Membership required. Eligible members include Law Enforcement Officers, 911 Dispatchers, Correctional Officers, Firefighters, EMTs/Paramedics, and Military Personnel. Account pays interest if member is enrolled in Online Banking, e-Statements and has set up Direct Deposit to the account. Interest paid is based on average daily balances in tiers listed above. Fees may reduce earnings.
Selected Rates current as of 4/24/2026, for approved customers.