Rates

The annual percentage rate (APR) is determined by applicant credit, payment history, collateral, term of loan, and percent of product financed. Your individual rate and term may vary. Rates and terms subject to change. The rates published below are advertising the lowest rate possible on each term. Please contact a loan officer for more information.

Auto Loans

Term and TypeBranchAPR*
36-month 2016 - 2019 New & Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union3.35 %
48-month 2016 - 2019 New & Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union3.55 %
60-month 2016 - 2019 New & Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union3.65 %
72-month 2016 - 2019 New & Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union4.15 %
84-month 2016 - 2019 New & Used Cars, Trucks and VansLand of Lincoln Credit Union4.90 %
48-month 2014 - 2015 Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union3.65 %
60-month 2014 - 2015 Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union3.90 %
72-month 2014 - 2015 Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union4.90 %
48-month 2012 - 2013 Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union4.15 %
60-month 2012 - 2013 Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union4.65 %
72-month 2012 - 2013 Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union5.65 %
36-month 2010 - 2011 Used Cars, Trucks, Vans, Motorcycles*Land of Lincoln Credit Union5.40 %

RV & Boat Loans

Term and TypeBranchAPR*
60-month - New RV's & Boats Under $10,000Land of Lincoln Credit Union4.55 %
60-month - New RV's & Boats $10,000 - $25,000Land of Lincoln Credit Union4.55 %
96-month - New RV's & Boats $10,000 - $25,000Land of Lincoln Credit Union5.55 %
120-month - New RV's & Boats $10,000 - $25,000Land of Lincoln Credit Union6.05 %
60-month - New RV's & Boats Over $25,000Land of Lincoln Credit Union4.55 %
96-month - New RV's & Boats Over $25,000Land of Lincoln Credit Union5.55 %
120-month - New RV's & Boats Over $25,000Land of Lincoln Credit Union6.05 %
60-month - Used RV's & Boats Under $10,000Land of Lincoln Credit Union5.05 %
60-month - Used RV's & Boats $10,000 - $25,000Land of Lincoln Credit Union5.05 %
96-month - Used RV's & Boats $10,000 - $25,000Land of Lincoln Credit Union5.80 %
120-month - Used RV's & Boats $10,000 - $25,000Land of Lincoln Credit Union6.45 %
60-month - Used RV's & Boats Over $25,000Land of Lincoln Credit Union5.05 %
96-month - Used RV's & Boats Over $25,000Land of Lincoln Credit Union5.80 %
120-month - Used RV's & Boats Over $25,000Land of Lincoln Credit Union6.45 %

Mortgages

MortgagesBranchRateAPR
Conventional - 30 Year Fixed RateLand of Lincoln Credit Union3.625 % 3.689%
Conventional - 20 Year Fixed RateLand of Lincoln Credit Union3.375 % 3.430%
Conventional - 15 Year Fixed RateLand of Lincoln Credit Union3.125 % 3.171%
Conventional - 10 Year Fixed RateLand of Lincoln Credit Union3.125 % 3.169%

2nd Mortgages

2nd MortgagesBranchAPR*
2nd Mortgage - Fixed Rate (as much as 100% Loan to Value and up to 5 Years)Land of Lincoln Credit Union4.25 %
2nd Mortgage - Fixed Rate (as much as 100% Loan to Value and up to 9 Years)Land of Lincoln Credit Union5.00 %
2nd Mortgage - Fixed Rate (as much as 75% Loan to Value and up to 5 Years)Land of Lincoln Credit Union4.25 %
2nd Mortgage - Fixed Rate (as much as 75% Loan to Value and up to 9 Years)Land of Lincoln Credit Union5.00 %

Home Equity Loans

Home EquityBranchAPR*
Home Equity Line of Credit (HELOC) - Variable RateLand of Lincoln Credit Union0.00 %
Home Equity Line of Credit (HELOC) - 5-Year Fixed RateLand of Lincoln Credit Union4.50 %
Home Equity Line of Credit (HELOC) - 7-Year Fixed RateLand of Lincoln Credit Union4.75 %
Home Equity Line of Credit (HELOC) - 7-Year Fixed RateLand of Lincoln Credit Union4.75 %
Home Equity Line of Credit (HELOC) - 10-Year Fixed RateLand of Lincoln Credit Union5.25 %

Revolving Credit

Revolving CreditBranchAPR*
Line of CreditLand of Lincoln Credit Union12.50 %
Line of Credit with Checking AccountLand of Lincoln Credit Union12.25 %
Visa Basic Credit CardLand of Lincoln Credit Union15.90 %
Visa Platinum Points Credit CardLand of Lincoln Credit Union11.90 %
Visa Platinum Rates Credit CardLand of Lincoln Credit Union9.25 %

Miscellaneous Loans

Miscellaneous LoansBranchAPR*
Shared Secured Loan (100% Share Secured in Excess of $999.99)Land of Lincoln Credit Union2.50 %
Signature or Personal Loan (>$1,000)Land of Lincoln Credit Union7.90 %
Signature or Personal Loan (<$1,000)Land of Lincoln Credit Union11.75 %

Savings

Basic Savings AccountsBranchMin BalanceDividend RateAPY
Regular SharesLand of Lincoln Credit Union$5.00 to $2,499.000.10 % 0.10 %
Regular SharesLand of Lincoln Credit Union$2,500.00 or Greater0.10 % 0.10 %
Christmas Club AccountLand of Lincoln Credit UnionNone0.10 % 0.10 %
Vacation Club AccountLand of Lincoln Credit UnionNone0.10 % 0.10 %

Money Markets

Money MarketsBranchDividend RateAPY
$2,500 - $9,999Land of Lincoln Credit Union0.40 % 0.40 %
$10,000 - $24,999Land of Lincoln Credit Union0.45 % 0.45 %
$25,000 and AboveLand of Lincoln Credit Union0.50 % 0.50 %
$25,000 and AboveLand of Lincoln Credit Union0.50 % 0.50 %

MAXimum Money Markets

MAXimum Money MarketsBranch Dividend RateAPY
$25,000 - $49,999Land of Lincoln Credit Union0.55 % 0.55 %
$50,000 - $99,999Land of Lincoln Credit Union0.65 % 0.65 %
$100,000 and AboveLand of Lincoln Credit Union0.75 % 0.75 %

IRA

IRABranchMin BalanceDividend RateAPY
IRA BuilderLand of Lincoln Credit Union$50 to Open0.45 % 0.45 %
Roth IRA BuilderLand of Lincoln Credit Union$50 to Open0.45 % 0.45 %

Health Savings Account (HSA)

Health Savings Account (HSA)BranchMin BalanceDividend RateAPY
HSALand of Lincoln Credit Union$50.001.00 % 1.00 %

Checking

Checking AccountsBranchMin BalanceDividend RateAPY
Free CheckingLand of Lincoln Credit UnionNo Minimum Balance0.00 % 0.00 %
Share Draft Plus/CheckingLand of Lincoln Credit Union$500.000.10 % 0.10 %
Horizon Club CheckingLand of Lincoln Credit Union$500 Balance Required to Earn Dividend0.10 % 0.10 %
Premier Advantage Checking*Land of Lincoln Credit Union$500 Balance Required to Earn Dividend0.10 % 0.10 %

Share Certificates (CDs)

Term and Share CertificatesBranchMin. Opening DepositDividend RateAPY
12-month - Share Certificate Starter**Land of Lincoln Credit Union$1000.20 % 0.20 %
3-month - Share Certificates $1,000 to $9,999.00Land of Lincoln Credit Union$1,0000.20 % 0.20 %
6-month - Share Certificates $1,000 to $9,999.00Land of Lincoln Credit Union$1,0000.25 % 0.25 %
12-month - Share Certificates $1,000 to $9,999.00Land of Lincoln Credit Union$1,0000.40 % 0.40 %
18-month - Share Certificates $1,000 to $9,999.00Land of Lincoln Credit Union$1,0000.45 % 0.45 %
24-month - Share Certificates $1,000 to $9,999.00Land of Lincoln Credit Union$1,0000.50 % 0.50 %
30-month - Share Certificates $1,000 to $9,999.00Land of Lincoln Credit Union$1,0000.55 % 0.55 %
36-month - Share Certificates $1,000 to $9,999.00Land of Lincoln Credit Union$1,0000.95 % 0.95 %
48-month - Share Certificates $1,000 to $9,999.00Land of Lincoln Credit Union$1,0001.19 % 1.20 %
60-month - Share Certificates $1,000 to $9,999.00Land of Lincoln Credit Union$1,0001.49 % 1.50 %
3-month - Share Certificates $10,000 to $49,999.00Land of Lincoln Credit Union$10,0000.25 % 0.25 %
6-month - Share Certificates $10,000 to $49,999.00Land of Lincoln Credit Union$10,0000.30 % 0.30 %
12-month - Share Certificates $10,000 to $49,999.00Land of Lincoln Credit Union$10,0000.50 % 0.50 %
18-month - Share Certificates $10,000 to $49,999.00Land of Lincoln Credit Union$10,0000.60 % 0.60 %
24-month - Share Certificates $10,000 to $49,999.00Land of Lincoln Credit Union$10,0000.75 % 0.75 %
30-month - Share Certificates $10,000 to $49,999.00Land of Lincoln Credit Union$10,0000.85 % 0.85 %
36-month - Share Certificates $10,000 to $49,999.00Land of Lincoln Credit Union$10,0001.14 % 1.15 %
48-month - Share Certificates $10,000 to $49,999.00Land of Lincoln Credit Union$10,0001.39 % 1.40 %
60-month - Share Certificates $10,000 to $49,999.00Land of Lincoln Credit Union$10,0001.69 % 1.70 %
3-month - Share Certificates $50,000.00 or GreaterLand of Lincoln Credit Union$50,0000.50 % 0.50 %
6-month - Share Certificates $50,000.00 or GreaterLand of Lincoln Credit Union$50,0000.80 % 0.80 %
12-month - Share Certificates $50,000.00 or GreaterLand of Lincoln Credit Union$50,0001.00 % 1.00 %
18-month - Share Certificates $50,000.00 or GreaterLand of Lincoln Credit Union$50,0001.09 % 1.10 %
24-month - Share Certificates $50,000.00 or GreaterLand of Lincoln Credit Union$50,0001.34 % 1.35 %
30-month - Share Certificates $50,000.00 or GreaterLand of Lincoln Credit Union$50,0001.44 % 1.45 %
36-month - Share Certificates $50,000.00 or GreaterLand of Lincoln Credit Union$50,0001.64 % 1.65 %
48-month - Share Certificates $50,000.00 or GreaterLand of Lincoln Credit Union$50,0001.88 % 1.90 %
60-month - Share Certificates $50,000.00 or GreaterLand of Lincoln Credit Union$50,0001.98 % 2.00 %
SPECIAL RATE: 15 month - Share Certificates $10,000.00 MinimumLand of Lincoln Credit Union$10,0001.83 % 1.85 %

Selected Rates current as of 1/9/2020, for approved customers.