Loan Payment Options

Manage your LLCU Loan Payment with ease!

LLCU makes it easy to stay on top of loan payments offering multiple ways to pay—online, by mail, or in person. Never miss a due date when you pick the payment method that is most convenient for you.

Convenient Ways to Pay Your Loan


Pay Using Your Preferred Way

LLCU has made it easier than ever to pay your LLCU loan—anytime, anywhere!
LLCU offers secure connectivity with many of the common payment apps to pay your loan.
Connect now and pay your loan using any of the following payment methods:

  • GOOGLE PAY
  • CASH APP
  • VENMO
  • PAYPAL

PAY NOW WITH ONE OF THESE METHODS

How to make a payment:

  1. Click the button above and follow to prompts provided. IMPORTANT: You will need to know your LLCU Member ID, and your birth year to login.
  2. Pay with Debit, ACH, Google Pay, Apple Pay, Cash App Pay, Venmo, PayPal or select 'Cash' to receive a barcode to take with you to make a cash payment where accepted (To find a location, click here).
  3. Land of Lincoln Credit Union is notified automatically, and payments post within 24hrs.
  4. Fees are clearly displayed before you complete your transaction. Fees are optional as you may choose other LLCU payment options. Fees per payment method are as follows:
Debit:
Portal/IVR: $8.99
Agent: $9.99
Recurring: $7.99

PayPal/Venmo:
Portal: $8.99
Recurring: $7.99
ACH:
Portal/Agent: $9.99
IVR: $8.99
Recurring: $7.99

Cash App:
Portal: $8.99
Recurring: $7.99
Cash:
Retail Locations: $4.99
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*Disclaimer: Fees are charged by PayNearMe for the convenience of using their service.

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Pay with LLCU Digital Banking

Make loan payments and view your loan details through LLCU Online or Mobile Banking.
Access your loan immediately once enrolled. Not enrolled in Digital Banking? Enroll now.

Pay online with an existing LLCU account (an internal transfer) or pay by using an account from another financial institution (an external transfer).

LOGIN HERE

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Pay Online with Your LLCU Account

Make a loan payment with your LLCU Checking or Savings account in LLCU Online and Mobile Banking.
(Also referred to as an "internal payment").

How to Set Up an Internal Payment

Payments from an LLCU Savings or Checking Account to an LLCU Loan.

Online Banking Payment:

  1. Log into Online Banking at llcu.org.
  2. Select the Transfers tab.
  3. Use the form to fill out transfer details.
  4. Complete Transfer.

Mobile Banking Payment:

  1. Log into LLCU Mobile Banking app on your smart device.
  2. Tap Transfer & Pay at the bottom of your screen.
  3. Select the type of transfer.
  4. Use the form to fill out transfer details.
  5. Complete Transfer.

Make a Payment Online with an Account from Another Financial Institution

Make a loan payment with an account from another financial institution in LLCU Digital Banking.
(Also referred to as an "external transfer").

How to Set Up an External Payment

Payment transfer from another financial institution to LLCU.

IMPORTANT: If you have not already linked your external account, you will first need to click, "Add an Account" and follow the prompts to link your external account. Note: This process could take up to 1-3 business days if using microdeposits to verify your external account.

External Online Banking Transfer:

  1. Log into Online Banking at llcu.org.
  2. Select the Transfers tab.
  3. Select External Account Transfer on the right-hand side of the page.
  4. Use the form to fill out transfer details.
  5. Complete Transfer.

External Mobile Banking Transfer:

  1. Log into LLCU Mobile Banking app on your smartphone or tablet.
  2. Tap Transfer & Pay at the bottom of your screen.
  3. Select the Make an External Transfer.
  4. To link a new account tap, Add New Account & fill out required information.
  5. Use the form to fill out transfer details.
  6. Complete Transfer.

Other ways to pay

Pay in Person

Visit an LLCU branch to pay in
the lobby, drive-up, or at an ITM.

Find a Branch

Pay by Mail

Send payment by mail to:

Land of Lincoln Credit Union
PO Box 3310
Decatur, IL 62524-3310

Skip-A-Payment

Need a payment break?
You may be eligible for our
Skip-A-Payment program.

CHECK IT OUT

 

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